Investing
Powerful tools for the modern investor.
Skip the guesswork. Our data-driven tools and streamlined interface help you make informed decisions faster, with less stress and more clarity.
Feature
Interest on your cash
Your uninvested cash earns a variable USD rate. No lock-in, no minimum, and it’s ready the moment you want to invest.
Advanced Micro Devices
AMD
$587.50
↓ -2.03%−$12.17Tool
FIF Calculator
Estimate your FIF tax as a New Zealand investor.
Dogecoin
DOGE-USD
$0.085
↓ -5.09%−$0.0046JPMorgan Chase & Co
JPM
$334.84
↑ +0.47%+$1.57Feature
Strategy Builder
Build a basket of investment assets, like an ETF, and turn it into a customised, automated strategy.
Micron Technology
MU
$980.14
↓ -0.66%−$6.51Tool
13F Database
See how the professional funds are investing.
Solana
SOL-USD
$108.96
↓ -3.78%−$4.28Short momentum and loss rat…
Community
Est. return
−33.21%
Berkshire Top 10 13F Tracker
Top holding
Est. return
58.09%
Feature
Net Wealth Dashboard
Track everything you own, owe and spend in one live view: property, KiwiSaver, shares and debt.
Bitcoin
BTC-USD
$82,700.00
↑ +0.62%+$509.58Tool
eccuity API
Build on your eccuity account with our GraphQL API.
Visa Inc. Class A
V
$390.16
↑ +2.76%+$10.48Ethereum
ETH-USD
$2,530.01
↑ +0.56%+$14.09Ramsey ETF 401k Tracker
Top holding
Est. return
78.76%
Feature
Strategy Leaderboard
Rank every available strategy and find the strongest performers, built by the community or by our experts.
Polygon
MATIC-USD
$0.216
↑ +1.73%+$0.0037Eli Lilly and Company
LLY
$1,180.84
↑ +0.83%+$9.72Prices accurate as of 12 October 2026. Tracker returns are simulated and before fees; past performance is not a reliable indicator of future performance.

Discover
Find your next investment.
Start from curated lists, from big tech to dividend payers, or screen stocks, ETFs and crypto by what matters to you. Then compare your picks side by side.
- Browse curated lists of stocks, ETFs and crypto.
- Screen assets by size, momentum, cash and value.
- Compare performance, dividends and sector mix.
- Turn your picks into a tracker.

Net wealth
Discover your true net wealth.
Your income, expenses, assets, liabilities and goals all in one place. See your entire wealth picture and use our intelligent tools to bring clarity to your wealth future.
- Predict how your wealth will progress over time.
- Spot gaps in your plan with advanced tools.
- Understand your wealth picture in one place.
- Automatically updates with your investment portfolio.
Trackers + strategy builder
Build an investment strategy, your way.
The Strategy Builder lets you build a basket of investment assets, like an ETF, and create a customised, automated investment strategy.
Or you can invest in any of the 100+ available trackers listed on the platform, so you can find the right strategy for you.
- Follow what the professionals are doing with the 13F filings tracker.
- Automate your investment strategy.
- Use the Strategy Builder to build your own investment strategy.
- Share your strategies with other users.

Strategy leaderboard
Compare investment strategies.
The Strategy Leaderboard allows you to rank every available investment strategy. Find the best performing strategies created by the community, or by our experts.
- Rank every available strategy.
- Analyse and compare different strategies.
- Review how the strategies have performed over time.
- Automate your investment strategy.
Peace of mind
The different ways we keep your capital secure.
Multi-factor authentication
Secure your account with email and text authentication, or a third-party authenticator. Ensure you’re the only person who ever accesses your account.
Third-party custodial model
Your capital is kept completely separate from every other user’s, from deposit to withdrawal.
Registered financial services provider
We’re a registered financial service provider in New Zealand (FSP1003321), and we take our obligations seriously, from financial services rules to anti-money laundering checks.
Bank-grade encryption
All data and transactions are protected with 256-bit encryption in transit and at rest - the same standard trusted by leading banks worldwide.
$75M
Enhanced SIPC coverage
Cash and securities in your eccuity account are protected by Alpaca’s Excess SIPC coverage. Protecting up to $75 million in securities or cash per user.
It applies if the broker fails, not to market losses, and crypto isn’t covered.
The True Cost Index
What is investing really costing you?
DIY platforms, managed funds and advisers, ranked by what they cost a year: fees, FX, tax and the cost to leave, less any interest paid on your cash.
Your investing details
Cheapest firstShares & ETFs, cheapest first
Cost a yearAll-in cost a year
- 1eccuityDIY broker · Free plan$1,706/yr1.22% a yearLowest for these inputs
- 2Interactive BrokersDIY broker$1,708/yr1.22% a year
- 3Kernel (shares)DIY broker · Plus plan$1,762/yr1.26% a year
- 4HatchDIY broker$1,840/yr1.31% a year
- 5SharesiesDIY broker$1,882/yr1.34% a year
eccuity ranks 1 of 23 for these inputs.
See the full True Cost IndexPublished by eccuity, which is included in this ranking. Illustrative figures based on providers’ published fees as at Oct 2026. General information only, not financial advice. Read the full disclaimer.
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