Investing
Powerful tools for the modern investor.
Skip the guesswork. Our data-driven tools and streamlined interface help you make informed decisions faster, with less stress and more clarity.
Net wealth
Discover your true net wealth.
Your income, expenses, assets, liabilities and goals all in one place. See your entire wealth picture and use our intelligent tools to bring clarity to your wealth future.
- Predict how your wealth will progress over time.
- Spot gaps in your plan with advanced tools.
- Understand your wealth picture in one place.
- Automatically updates with your investment portfolio.
Trackers + strategy builder
Build an investment strategy, your way.
The Strategy Builder lets you build a basket of investment assets, like an ETF, and create a customised, automated investment strategy.
Or you can invest in any of the 100+ available trackers listed on the platform, so you can find the right strategy for you.
- Follow what the professionals are doing with the 13F filings tracker.
- Automate your investment strategy.
- Use the Strategy Builder to build your own investment strategy.
- Share your strategies with other users.
Strategy leaderboard
Compare investment strategies
The Strategy Leaderboard allows you to rank every available investment strategy. Find the best performing strategies created by the community, or by our experts.
- Rank every available strategy.
- Analyse and compare different strategies.
- Review how the strategies have performed over time.
- Automate your investment strategy.
Peace of mind
The different ways we keep your capital secure
Multi-factor authentication
Secure your account with email and text authentication, or a third-party authenticator. Ensure you’re the only person who ever accesses your account.
Third-party custodial model
Your capital is kept completely separate from every other user’s, from deposit to withdrawal - the money you put in is the same money you take out.
Registered financial services provider
We’re a registered financial service provider in New Zealand (FSP1003321), and we take our obligations seriously, from financial services rules to anti-money laundering checks.
Bank-grade encryption
All data and transactions are protected with 256-bit encryption in transit and at rest - the same standard trusted by leading banks worldwide.
$75M
Enhanced SIPC coverage
Cash and securities in your eccuity account are protected by Alpaca’s Excess SIPC coverage. Protecting up to $75 million in securities or cash per user.
Compare
What could your cash earn?
eccuity Plus +
You’d earn
$36,637
after fees over 10 years, ending on $206,637. That’s $18,250 more than banks and $2,202 more than online platforms.
You’d earn
$36,637
$18,250 more than banks
Earned after fees over 10 years
- eccuity Plus +3.10%$36,6373.10%
- eccuity Pro3.20%$36,5273.20%
- eccuity Free3.00%$36,1733.00%
- Online platforms2.80%$34,4342.80%
- eccuity Private3.40%$28,0463.40%
- Banks1.65%$18,3871.65%
eccuity cash is held in USD with our US broker partner. It is not a bank deposit and is not covered by NZ's Depositor Compensation Scheme. Rates are variable. Exchange-rate movements and FX fees can reduce returns.
Illustrative design, data accurate as of 04/10/26. Not financial advice. How we calculate this
Your money sits in cash and earns each option’s interest rate, paid monthly. We take off eccuity’s yearly membership and the FX fee on converting to US dollars (banks 0.50%; Sharesies Save is in NZD, so no FX). “Earned after fees” is what you end with, minus what you put in. Tax isn’t included.
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