Pricing

Simple fees. Exceptional value.

No surprises here, just one flat membership fee that stays the same as your wealth grows. Wherever you’re starting from, there’s a tier that fits, and we’re alongside you each step of the way.

Start free

Flat membership fees, not a percentage of your wealth

The more you grow, the better the deal

A traditional advisor typically charges a 1% fee on $1 million. That’s $10,000 a year, every year. eccuity starts free and tops out at $1,200 per year. Same tools, but you have full control.

Save 20% on an annual plan

invest

$0/year

Free forever

Made for beginners

Start free

What you get

Net Wealth Dashboard & paper trading
Buy stocks, ETFs & crypto
Real-time market feeds
Unlimited stock & ETF Discover search
1 pre-selected community tracker
3.00% p.a. cash yield

invest plus +

$96/year

or $10/month billed monthly

Made for investors

Choose invest plus+

Everything in invest, plus

Crypto wallet funding & withdrawal
Invest in up to 3 community strategies
Up to 3 automated investing strategies
AI Assistant
FIF calculator & CoT dashboard
3.10% p.a. cash yield

professional

$240/year

or $25/month billed monthly

Made for experts

Go professional

Everything in plus+, plus

$100k free trades, then 0.20% (capped at $4)
Unlimited trackers & Strategy Builder
Real-time AI Agents
Full 13F filer database
API access
3.20% p.a. cash yield

private

$1,200/year

or $125/month billed monthly

For those who want a human team

Everything in professional, plus

Trading desk insights & private dealflow
Unlimited human support
Platform concierge set-up session
3.40% p.a. cash yield

Every plan includes SIPC + excess protection up to $75M, real-time market feeds, and the Net Wealth Dashboard. Cancel or change tier anytime.

Compare memberships

Access that meets you where you are.

Each tier brings together the tools and access that fit your stage of the journey. As your understanding and confidence grow, your membership can grow with you.

Plan mechanics

Free trades (annual allowance)$100k

Trading fee0.20%

Per-trade cap$4

FX fee0.30%

Crypto spread / trading fee0.50%

Crypto withdrawal fee0.40%

Cash yield3.20% p.a.

SIPC + excess protectionUp to $75M

Core platform access

Net Wealth Dashboard

Paper trading

Stocks, ETFs & crypto tradingFull access, incl. crypto wallet funding & withdrawal

Portfolio tracking depthAdvanced

Trackers - view / run limitsUnlimited - full library + create

Discover (stock/ETF search)Unlimited

Strategy BuilderUnlimited

Advanced tools

AI Assistant

AI AgentsReal-time, can ask questions

Margin & short selling

Multi-manager indexes

13F filer database

API access

Real-time market feeds

FIF calculator / FIF export

CoT dashboard / report

Advisory & private

Expert guidance

Trading desk

Private deals

Concierge setup

eccuity membership plans compared, feature by feature
	Invest$0/yr	Invest Plus +$96/yr	Professional$240/yr	Private$1,200/yr
Plan mechanics
Free trades (annual allowance)	Not included	$10k	$100k	$1M
Trading fee	0.40%	0.30%	0.20%	0.10%
Per-trade cap	Not included	Not included	$4	$2
FX fee	0.50%	0.40%	0.30%	0.15%
Crypto spread / trading fee	0.50%	0.50%	0.50%	0.50%
Crypto withdrawal fee	0.40%	0.40%	0.40%	0.40%
Cash yield	3.00% p.a.	3.10% p.a.	3.20% p.a.	3.40% p.a.
SIPC + excess protection	Up to $75M	Up to $75M	Up to $75M	Up to $75M
Core platform access
Net Wealth Dashboard	Included	Included	Included	Included
Paper trading	Included	Included	Included	Included
Stocks, ETFs & crypto trading	Buy stocks, ETFs & crypto - no wallet funding/withdrawal	Full access, incl. crypto wallet funding & withdrawal	Full access, incl. crypto wallet funding & withdrawal	Full access, incl. crypto wallet funding & withdrawal
Portfolio tracking depth	Basic	Advanced	Advanced	Full Suite
Trackers - view / run limits	View only, 1 pre-selected tracker	View + invest, up to 3 community strategies	Unlimited - full library + create	Unlimited - full library + create
Discover (stock/ETF search)	Unlimited	Unlimited	Unlimited	Unlimited
Strategy Builder	Not included	Up to 3 active strategies	Unlimited	Unlimited
Advanced tools
AI Assistant	Not included	Included	Included	Included
AI Agents	1-day delayed, view only	Not included	Real-time, can ask questions	Unlimited
Margin & short selling	Not included	Not included	Included	Included
Multi-manager indexes	Not included	Not included	Included	Included
13F filer database	Not included	Not included	Included	Included
API access	Not included	Not included	Included	Included
Real-time market feeds	Included	Included	Included	Included
FIF calculator / FIF export	Not included	Included	Included	Included
CoT dashboard / report	Not included	Included	Included	Included
Advisory & private
Expert guidance	Not included	Not included	Not included	Unlimited
Trading desk	Not included	Not included	Not included	Included
Private deals	Not included	Not included	Not included	Included
Concierge setup	Not included	Not included	Not included	Included

Compare

What could your savings earn?

Starting amount$50,000Monthly deposit$1,000Duration10 years

HIGHEST RESULT FOR THESE INPUTS

eccuity Plus +

You’d earn

$36,637

after fees over 10 years, ending on $206,637. That’s $18,250 more than banks and $2,202 more than online platforms.

HIGHEST RESULT FOR THESE INPUTSeccuity Plus +

You’d earn

$36,637

$18,250 more than banks

Earned after fees over 10 years

eccuity Plus +3.10% p.a.$36,6373.10% p.a.
eccuity Pro3.20% p.a.$36,5273.20% p.a.
eccuity Free3.00% p.a.$36,1733.00% p.a.
Online platforms2.80% p.a.$34,4342.80% p.a.
eccuity Private3.40% p.a.$28,0463.40% p.a.
Banks1.65% p.a.$18,3871.65% p.a.

eccuity cash is held in USD with our US broker partner. It is not a bank deposit and is not covered by NZ's Depositor Compensation Scheme. Rates are variable. Exchange-rate movements and FX fees can reduce returns.

These prices are accurate as of 06/10/26. This doesn’t constitute investing advice. How we calculate this

Your money sits in cash and earns each option’s interest rate, paid monthly. We take off eccuity’s yearly membership and the FX fee on converting to US dollars (banks 0.50%; online platforms hold NZD, so no FX). “Earned after fees” is what you end with, minus what you put in. Tax isn’t included.

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