Earn interest on your uninvested capital, while you trade US stocks, ETFs and crypto. Start earning interest in less than 7-days.
“Charlie Meaden has taken a big lesson from his Berkshire Hathaway, in the business model for his digital-first wealth platform, eccuity”
“... combines the GPT model from OpenAI with vast financial data to help investors to research, plan, manage and trade investments.”
"... make informed decisions, execute strategies efficiently, and be part of a community where they can gain confidence and collaborate.”
US interest rates have been higher than NZ rates over the last year. By holding your uninvested capital in USD, you can take advantage of higher returns instead of settling for local rates. It’s the same cash. Just earning more.
Don't allow inflation to erode your wealth. Through safeguarding your uninvested capital with eccuity you are ensuring growth even when the markets are slow.
Your cash is protected by Excess SIPC insurance for up to USD $1 million per account. Cash in your eccuity account is held in its own segregated custody, so your money always stays yours.
.avif)
There’s no minimum deposit to start saving or investing with eccuity. Begin building momentum even if you’re starting with a single dollar.
$10k USD saved over 12-months
3.15%
0.15%
$303
2.95%
0.30%
$268
2.85%
0.40%
$248
2.75%
0.50%
$227
2.24%
0.50%
$84
1.69%
0.70%
$21
Couldn’t find the answers that you were looking for?
We let you earn interest on unallocated cash held in your eccuity account.
The rate shown reflects the annual growth of your cash over the course of a year while it is not invested.
eccuity Invest customers earn 2.75% interest per year on their unallocated cash held in their eccuity account.
eccuity Plus customers earn 2.85% interest per year on their unallocated cash held in their eccuity account.
eccuity Pro customers earn 2.95% interest per year on their unallocated cash held in their eccuity account.
eccuity Private members earn 3.15% interest per year on the unallocated cash held in their eccuity account.
The interest rate provided through the high yield sweep programme is variable and may change at any time.
The interest earned on the unallocated cash held in your account is credited into your eccuity account on the first day of each month.
No, you don't need deposit your money over a fixed term to start earning interest.
You are able to deposit, withdraw or invest the cash balance in your eccuity account at any time.
Yes, only to the extent that all investments carry risk.
Earning interest on your cash is generally much safer than investing in stocks, shares and other asset classes.
Deposits and withdrawls are currently subject to a 7-day clearing process, after which your deposited or withdrawn funds will reach your account.
Yes, here's how it works:
Your capital's safety is our number one priority.
Firstly, your capital with Excess Securities Investor Protection Corporation (SIPC) Insurance provided through our partner Alpaca.
Excess SIPC coverage goes beyond the standard protection provided by SIPC. While SIPC coverage has its limits, excess SIPC coverage provides an additional layer of security by extending those limits. This means that in the unlikely event of a brokerage firm's failure, investors and clients are provided with an increased level of coverage.
Additionally, All of our user's capital is kept in their own unique bank account, which is kept seperate from every other users' capital.
No, there are no charges or hidden fees associated with using the eccuity high yield sweep programme.
However, there are charges associated with using the eccuity platform, learn more about our fees here.
eccuity is a free to use, intelligent investment platform, enhanced by generative AI & automation. Paired with a membership model that is a world class wealth experience without the barriers.
Our vision is that everyone has the right to build equity for themselves in order to have autonomy and freedom to live life on their terms.
eccuity is your gateway to financial freedom. Our mission is to make high-quality financial guidance and cutting-edge investment technology accessible to the masses, empowering individuals to grow their wealth confidently and securely.
We do this by helping you:
At eccuity, we’re not just about growing your wealth; we’re about giving you the tools, advice, and community to take control of your financial future and live life on your own terms.
The capital invested by the fund earns 3.25% per year, eccuity subtracts a service charge ranging from 0.10% to 0.50% based on the subscription tier you are on.
Apply for a free eccuity Invest account. Deposit the cash you’d like to save, and start earning interest in less than 7-days.
Create your account and complete verification in just a few easy to complete steps.
Deposit the funds you would like to start earning interest with.
Your cash instantly starts earning interest immediately, in its own segregated custody.
Subscribe to the eccuity Insights newsletter and receive:
